Oregon UCC Filings – Individual Debtor Name Requirement

Under Senate Bill 462, the name of an individual debtor listed in a UCC filing will need to match the debtor’s name on their Oregon driver’s license or Oregon-issued state ID card.

As of January 1, 2016 for new UCC-1 filings, or with the next continuation for the existing UCC filings, the new requirement goes into effect.

Rather than the standard being the name the person “is commonly known by” (aka Alternative B), the debtor’s name must now match their Oregon driver’s license or ID (aka Alternative A). Existing valid UCC filings remain in effect until continued or no later than January 1, 2021.

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